{"_id":"59cc3054235d480010a19532","category":{"_id":"59cc3054235d480010a19529","version":"59cc3054235d480010a19527","project":"54cc14d03be4370d0082ac5d","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2015-01-30T23:54:28.975Z","from_sync":false,"order":1,"slug":"using-the-pinpad","title":"Using the PIN Pad"},"user":"54595f39df560c0800b40fc0","parentDoc":null,"project":"54cc14d03be4370d0082ac5d","version":{"_id":"59cc3054235d480010a19527","project":"54cc14d03be4370d0082ac5d","__v":1,"createdAt":"2017-09-27T23:12:20.008Z","releaseDate":"2017-09-27T23:12:20.008Z","categories":["59cc3054235d480010a19528","59cc3054235d480010a19529","59cc3054235d480010a1952a","59cc3054235d480010a1952b","59cc3054235d480010a1952c","59cc3054235d480010a1952d","59cc3054235d480010a1952e","59cc3054235d480010a1952f","59cc3054235d480010a19530"],"is_deprecated":false,"is_hidden":false,"is_beta":false,"is_stable":true,"codename":"","version_clean":"1.9.0","version":"1.9.0"},"githubsync":"","__v":1,"updates":["5ac032f1412c43003d6f95fc"],"next":{"pages":[],"description":""},"createdAt":"2015-02-12T23:39:40.393Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"results":{"codes":[]},"settings":"","auth":"required","params":[],"url":""},"isReference":false,"order":1,"body":"Hosted Checkout Retail is EMV ready, with the ability to perform transactions with payment cards using the latest secure technology: Chip technology and Tap (Contactless) technology.\n[block:api-header]\n{\n  \"type\": \"basic\",\n  \"title\": \"Chip Cards\"\n}\n[/block]\nPayment Cards with Chip payment capability are easy to recognize. They have a silver or gold set of electrical contacts on the front of the card. All Chip cards also have a magnetic stripe on the back.\n\n[block:image]\n{\n  \"images\": [\n    {\n      \"image\": [\n        \"https://files.readme.io/iCvJw1tQuueEjFmmWbZA_Card%20-%20Visa%20-%20Chip.jpg\",\n        \"Card - Visa - Chip.jpg\",\n        \"445\",\n        \"281\",\n        \"#267cb5\",\n        \"\"\n      ]\n    }\n  ]\n}\n[/block]\n\n[block:api-header]\n{\n  \"type\": \"basic\",\n  \"title\": \"Tap (Contactless) Cards\"\n}\n[/block]\nPayment cards with Tap capability have a \"Wave\" symbol like the one in the top right corner of the card below. Some cards put the wave symbol elsewhere on the front of the card. Tap cards will almost always have Chip technology also. All Tap cards also have a magnetic stripe on the back.\n[block:image]\n{\n  \"images\": [\n    {\n      \"image\": [\n        \"https://files.readme.io/4JzjTkUbR62VUO7yqtN7_Card%20-%20Visa%20-%20Chip%20Tap.jpg\",\n        \"Card - Visa - Chip Tap.jpg\",\n        \"470\",\n        \"297\",\n        \"#0577b1\",\n        \"\"\n      ]\n    }\n  ]\n}\n[/block]\n\n[block:callout]\n{\n  \"type\": \"info\",\n  \"title\": \"EMV Liability Shift\",\n  \"body\": \"Did you know that merchants whose payment systems don't support EMV Chip transactions are subject to deadlines for implementation, beyond which they are not protected from fraud liability unless they are EMV ready?\\n\\nIn the United States, this deadline for liability shift occurs in October 2015.\\n\\nIn Canada, most card brands implemented liability shift in December 2012.\\n\\nHosted Checkout is EMV Ready for both Chip transactions and Tap transactions, so you are fully protected from the fraud consequences of not being EMV ready.\"\n}\n[/block]\n\n[block:api-header]\n{\n  \"type\": \"basic\",\n  \"title\": \"Swipe Fallback\"\n}\n[/block]\nSometimes a Chip or Tap card might fail to process when inserted or tapped on the PIN Pad. In this case, when the Chip fails more than once, the PIN Pad will instruct the customer to Swipe the card instead. In fallback scenarios, you as the Merchant are still protected from any shift in liability. You are not responsible for Chip or Tap card malfunctions.","excerpt":"","slug":"chip-cards-and-tap-cards","type":"basic","title":"New Payment Cards: Chip and Tap"}

New Payment Cards: Chip and Tap


Hosted Checkout Retail is EMV ready, with the ability to perform transactions with payment cards using the latest secure technology: Chip technology and Tap (Contactless) technology. [block:api-header] { "type": "basic", "title": "Chip Cards" } [/block] Payment Cards with Chip payment capability are easy to recognize. They have a silver or gold set of electrical contacts on the front of the card. All Chip cards also have a magnetic stripe on the back. [block:image] { "images": [ { "image": [ "https://files.readme.io/iCvJw1tQuueEjFmmWbZA_Card%20-%20Visa%20-%20Chip.jpg", "Card - Visa - Chip.jpg", "445", "281", "#267cb5", "" ] } ] } [/block] [block:api-header] { "type": "basic", "title": "Tap (Contactless) Cards" } [/block] Payment cards with Tap capability have a "Wave" symbol like the one in the top right corner of the card below. Some cards put the wave symbol elsewhere on the front of the card. Tap cards will almost always have Chip technology also. All Tap cards also have a magnetic stripe on the back. [block:image] { "images": [ { "image": [ "https://files.readme.io/4JzjTkUbR62VUO7yqtN7_Card%20-%20Visa%20-%20Chip%20Tap.jpg", "Card - Visa - Chip Tap.jpg", "470", "297", "#0577b1", "" ] } ] } [/block] [block:callout] { "type": "info", "title": "EMV Liability Shift", "body": "Did you know that merchants whose payment systems don't support EMV Chip transactions are subject to deadlines for implementation, beyond which they are not protected from fraud liability unless they are EMV ready?\n\nIn the United States, this deadline for liability shift occurs in October 2015.\n\nIn Canada, most card brands implemented liability shift in December 2012.\n\nHosted Checkout is EMV Ready for both Chip transactions and Tap transactions, so you are fully protected from the fraud consequences of not being EMV ready." } [/block] [block:api-header] { "type": "basic", "title": "Swipe Fallback" } [/block] Sometimes a Chip or Tap card might fail to process when inserted or tapped on the PIN Pad. In this case, when the Chip fails more than once, the PIN Pad will instruct the customer to Swipe the card instead. In fallback scenarios, you as the Merchant are still protected from any shift in liability. You are not responsible for Chip or Tap card malfunctions.